Bridge Loans

Bridge loans are funded directly from the Fidelity fund.  As certainty and speed are critical, our ability to directly deploy capital is a key differentiator.  We offer competitive market rates and lending terms with broker protection always guaranteed. Check out our bridge options for small balance, large balance, and fix and flip.

SMALL BALANCE BRIDGE LOANS: Up To $20 Million

Fidelity’s Small Balance Bridge Loan provides flexible financing for transactions under $20 million across a wide range of asset classes, including SFR 1-4, multifamily, mixed-use, industrial, retail, medical, and owner-occupied office. Ideal for property purchases, cash-out refinancing, ground-up projects, and light renovations, this loan offers 12 to 24-month terms, up to 70% LTV, competitive rates, and no prepayment penalties—giving investors the versatility they need to achieve their goals.

PropertIES

Multifamily, Office, Industrial, & Retail, Non-Owner Occupied SFR

STATES

Western States
& Larger Markets

LOAN AMOUNTS

Up To $20 Million

LOAN TERM

Up to 24 Months

MAX LTV

Up To 80%

Loan TYPES

Purchase, Refinance, Rehab

Prepayment

No penalty

Lien Position

First Trust Deeds Only

LARGE BALANCE BRIDGE LOANS: $20 Million OR MORE

The Fidelity Large Balance Bridge Loan supports large scale commercial real estate transactions with a focus on construction, transitional financing, and major rehabilitation projects. With loan amounts from $20 million to $200 million, terms ranging from 12-36 months, and competitive interest rates, borrowers are able to finance and manage substantial projects with ease. The absence of prepayment penalties enhances flexibility making this loan product ideal for large-scale investors seeking temporary, high-value financing.

PropertIES

Multifamily, Mixed Use, Industrial, Retail, Medical, Owner Office

STATES

National

LOAN AMOUNTS

$20 Million or More

LOAN TERM

12-36 Months

MAX LTV

Up To 75%

Loan TYPES

Construction, Transitional, Rehab

Prepayment

No penalty

Lien Position

First Trust Deeds Only

Fix & Flip

Fidelity's Fix & Flip Loan product offers support for investors focused on short-term single-family residential fix and flip projects. These loans are ideal for light rehab SFR (1-4 unit) fixers. With loan amounts up to $2.5 million, terms up to 12-months, and competitive rates, borrowers benefit from quick and flexible capital that allows investors to easily finance short-term investment projects. The program’s flexible financing and 100% funding of renovation budgets make it an excellent solution for fast-moving investors focused on high-yield residential renovation projects.

PropertIES

SFR 1-4 Units

STATES

National

LOAN AMOUNTS

Up To $2.5 Million

LOAN TERM

Up to 12 Months

MAX LTV

90% LTC/LTV +
100% Construction Costs

Loan TYPES

Purchase &
Rehab

Prepayment

No penalty

Lien Position

First Trust Deeds Only

Recently Financed

  • CA | Multifamily Property | Loan Amount: $1,800,000

  • UT | Multifamily Property | Loan Amount: $7,500,000

  • CA | Multifamily Property | Loan Amount: $2,362,500

  • CA | Commercial Property | Loan Amount: $1,696,000

  • CA | Commercial Property | Loan Amount: $3,375,000

  • CA | Commercial Property | Loan Amount: $2,000,000

  • CA | Commercial Property | Loan Amount: $1,800,000

  • CA | 61 Unit Multifamily | Loan Amount: $5,500,000

  • CA | 13 Unit Multifamily | Loan Amount: $2,100,000

  • CA | 4 Unit SFR | Loan Amount: $1,290,000